Established companies that help people get out of debt — every one of them offers a free consultation with no obligation. Compare a couple, ask questions, and pick the fit that feels right.
Accredited Debt Relief has been providing debt relief services to clients since 2011. Since then, the company has helped serve over $1 billion in debt to its 300,000 clients. Like other debt relief companies, Accredited Debt Relief offers a free initial consultation to review the client's debt circumstances and craft a relief program.
Americor Debt Relief has been serving clients in need of debt solutions since 2008. The company states it has negotiated thousands of settlements on behalf of over 200,000 clients, and helped them clear $2 billion in debt. On average, Americor reduces their clients' total debt by 37%.
Century Support Services' process starts with a free consultation, and clients only get charged after based on the amount of debt enrolled. Clients who make all their monthly program payments on time will pay on average 50% of their enrolled balance in addition to the fees Century Support Services collects, which is 25% of the enrolled debt.
Freedom Debt Relief works with clients all over the country to get relief from their unsecured debts, such as credit cards and medical bills. Freedom Debt Relief has served over 850,000 clients, the most out of every company on our list, and has settled more than four million accounts.
National Debt Relief has settled more than $1 billion in debt. It has helped more than 500,000 people located all over the United States settle their debt — one of the larger amounts of debt settled that we've come across.
Pacific Debt Relief is available in 30 states, and has partnerships with debt relief companies in the states it doesn't serve. In operation since 2002, Pacific Debt Relief has built an expectation of trust. Like the others on this list, Pacific Debt Relief has an A+ rating with BBB, which is the highest a company can have.
New Era Debt Solutions works to alleviate debt for clients located in 20 states, and an additional 27 states through Consumer First Legal Network (CFLN). It does not serve clients in Iowa, Maine, or Oregon. Since 1999, New Era has negotiated $275 million in debt relief. It reports an average reduction of 42.87% off the account balances at the time of settlement.
Money Management International (MMI) was rebranded in 2003, but the nonprofit debt and credit counseling organization has been around under different names since 1958. MMI has a stellar track record of counseling over 2.5 million people and repaying $10 billion in debt.
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The ACDR is the leading national association of accredited debt relief companies. It holds member companies to strict industry standards, educates consumers and policymakers about debt relief, and works to protect access to ethical, transparent debt relief services nationwide.
The CFPB is the U.S. federal agency charged with protecting consumers in the financial marketplace. It enforces federal consumer financial laws, takes complaints about debt collectors and financial companies, and publishes free guides on handling debt, mortgages, and credit.
The BBB is a nonprofit organization that rates businesses on trustworthiness and customer treatment. Before enrolling with any debt relief company, check its BBB rating and complaint history — it's one of the fastest ways to spot a reputable firm.
Affiliate disclosure: Death of My Debt may receive compensation when you click links to our partners and enroll in a program. This doesn't cost you anything extra, and it keeps our guides free. We list only companies with established track records.